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Adviser Centre

Children's Bonds

Key features

  • Tax-free savings
  • Guaranteed returns
  • For children under 16
  • Manage online, by phone or by post

Rate not applicable

  • Minimum
    per Issue, per child
  • Maximum
    per Issue, per child
  • Off sale

Children’s Bonds are no longer available.

For details of options at maturity for existing customers, please click on the ‘Learn more at NS&I’ button below.

Before your clients decide, please ask them to read the summary box and the key features leaflet, including the terms and conditions.

FAQs about Children's Bonds

  • Can NS&I Children’s Bonds be held in a Trust?

    No. The way that Children’s Bonds are managed and held is akin to being held in trust. They are held in the name of, and for the benefit, of the child (the “beneficiary”), and managed by a parent/legal guardian (the “trustee”) until the child reaches 16, at which point the child gets control. However once the child has reached the age of 16, the Bond has to be repaid at the next maturity. So for the majority of the life of the Bond it is managed almost as a trust account.

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