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Are the winning Premium Bonds the ones bought most recently?
Each £1 Bond has an equal chance of winning, regardless of when or where it was bought. Over 95% of eligible Bonds have been bought since the year 2000. So even though Premium Bonds have been on sale for over 60 years, this is why newer Bonds seem to win more frequently. When ERNIE randomly generates winners, it doesn’t store any numbers, so there’s no way any Bonds can be left out.
In 2004 the £1 million jackpot was won by a customer with only a £17 holding, who bought them in 1959!
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Can an NS&I Junior ISA be held alongside a Child's Trust Fund or other Junior ISA?
No, you will have to transfer in your balance from the Child Trust Fund or other Junior ISA.
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Can my clients renew their Fixed Interest Savings Certificates at maturity?
Yes. They’ll be written to in advance of their investment maturing, providing them with details of their options – and one of these will be to renew their certificates in a new term. If the customer doesn’t take any action at maturity, the certificate will renew with another term of the same length.
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Can my clients renew their Index-linked Savings Certificates at maturity?
Yes. They’ll be written to in advance of their investment maturing, providing them with details of their options – and one of these will be to renew their certificates in a new term. If the customer doesn’t take any action at maturity, the certificate will renew with another term of the same length.
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Can my overseas clients hold NS&I products?
It depends on the product and other factors like local tax laws. Please click here for more details.
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