Yes if the firm is listed on the FCA website as an 'Exempt Professional Firm'. NS&I will use the reference number quoted on the page as an FCA Firm Reference Number for NS&I purposes.
Each £1 Bond number has an equal chance of winning, regardless of when or where it was bought. Over 95% of eligible Bonds have been bought since the year 2000. So even though Premium Bonds have been on sale for over 60 years, this is why newer Bonds seem to win more frequently. When ERNIE randomly generates winners, it doesn’t store any numbers, so there’s no way any Bonds can be left out.
In 2004 the £1 million jackpot was won by a customer with only a £17 holding, who bought them in 1959!
No, your client will have to transfer in the balance from the Child Trust Fund or other cash Junior ISA.
The service is only designed for financial advice firms which are regulated by the FCA. If a legal firm wants access for any reason other than for provision of financial advice, or is not regulated by the FCA, then unfortunately they will not be able to use the service.</p></div>
Your clients can cash in by phone if they are registered for our online and phone service. However, it would be quicker and easier for your clients to do this online, as our phone lines are currently very busy.
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