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Welcome to our dedicated site for financial advisers, planners and paraplanners, full of useful information on all our products and services.

Current poll

How would you most like to get more interaction from NS&I?

Key products

  • Premium Bonds

    Tax-free

    Find out more about Premium Bonds

    • Premium Bonds offer your clients a serious investment together with the fun and excitement of a chance to win tax-free prizes.

    • Minimum
      £25
       
      1.40%

      Variable

      Maximum
      £50,000

      per person

       
       

       

    • Key info

      Two £1 million jackpots

      Over two million prizes each month

      All prizes are tax-free

      Provides unique fun element in a portfolio

    • Rate

      1.40%

      Variable. Rate for prize fund. The odds of each £1 unit winning a prize are 24,500 to 1 each month.

    • Min

      £25

    • Max

      £50,000

      per person, per Issue

    • Who for

      Individuals 16+. Under 16, by parents, guardians, (great) grandparents.

    • Access

      Funds normally received within 8 working days by BACS or crossed warrant.

  • Direct Saver

    Taxable

    Find out more about Direct Saver

    • Direct Saver offers a variable rate of interest on savings as well as the convenience of being able to manage the account online and by phone.

    • Minimum
      £1
       
      1.00%

      gross/AER, variable

      Maximum
      £2 million

      per person

    • Key info

      High max limit

    • Rate

      1.00%

      gross/AER Rates variable

    • Min

      £1

    • Max

      £2 million

      per person

    • Who for

      Individuals, or jointly

    • Access

      Repayment by BACS. Min withdrawal £1.

  • Income Bonds

    Find out more about Income Bonds

    • Income Bonds offer a safe, simple way of earning an additional income every month.

    • Minimum
      £500
       
      1.15%/1.16%

      gross/AER, variable
      Maximum
      £1 million

      per person

    • Key benefits

      Guaranteed rates.

      Choice of terms.

      High max limit.

      Can be held in Trusts and SIPPs.

    • Rate

      1.15%/1.16%

      gross/AER, variable

    • Min

      £500

    • Max

      £1 million

      per person

    • Who for

      Individuals 16+, or 2 jointly; trustees.

    • Access

      Funds normally received within 8 working days by BACS.

      No penalty for repayment at full term. Otherwise penalty equivalent to 90 days’ interest on amount cashed in.

View more products

Premium
Bonds prize
checker

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Index-linked
Savings
Certificates
calculator

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