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Welcome to our dedicated site for financial advisers, planners and paraplanners, full of useful information on all our products and services.

Key products

  • Premium Bonds

    Tax-free

    Find out more about Premium Bonds
    • Premium Bonds offer your clients a serious investment together with the fun and excitement of a chance to win tax-free prizes.

    • Minimum
      £100
       
      1.40%

      Variable.

      Maximum
      £50,000

      per person

       
       

       

    • Key info

      Two £1 million jackpots

      Over two million prizes each month

      All prizes are tax-free

      Provides unique fun element in a portfolio

    • Rate

      1.40%

      Variable. Rate for prize fund. The odds of each £1 unit winning a prize are 24,500 to 1 each month.

    • Min

      £100
    • Max

      £50,000

      per person, per Issue

    • Who for

      Individuals 16+. Under 16, by parents, guardians, (great) grandparents.

    • Access

      Funds normally received within 8 working days by BACS or crossed warrant.

  • Guaranteed Growth Bonds

    Find out more about Guaranteed Growth Bonds
    • Guaranteed Growth Bonds are designed for people who can keep their money invested for the full term, giving your clients the certainty of knowing exactly what return they will get on their money.

    • Minimum
      £500
      1.50%

      gross/AER, guaranteed for 1 year, Issue 62

      1.95%

      gross/AER, guaranteed for 3 years, Issue 57

      Maximum
      £10,000

      per Issue, per person

       
      £20,000

      Joint maximum

    • Key benefits

      Guaranteed rates.

      Choice of terms.

      High max limit.

      Can be held in Trusts and SIPPs.

    • Rate

      1.50%

      gross/AER, guaranteed for 1 year

      Issue 62

      1.95%

      gross/AER, guaranteed for 3 years

      Issue 57

    • Min

      £500
    • Max

      £10,000

      per Issue, per person

      £20,000

      Joint maximum

    • Who for

      Individuals 16+, or 2 jointly; trustees.

    • Access

      Funds normally received within 8 working days by BACS.

      No penalty for repayment at full term. Otherwise penalty equivalent to 90 days’ interest on amount cashed in.

  • Guaranteed Income Bonds

    Find out more about Guaranteed Income Bonds
    • Give your clients a guaranteed monthly income without the need to touch their capital investment. Offering a choice of terms, the interest rate is fixed for that period, and interest is paid gross.

    • Minimum
      £500
      1.45% / 1.46%

      gross/AER, guaranteed for 1 year, Issue 62

      1.90% / 1.92%

      gross/AER, guaranteed for 3 years, Issue 57

      Maximum
      £10,000

      per Issue, per person

       
      £20,000

      Joint maximum

    • Key benefits

      Guaranteed monthly income.

      Choice of terms.

      High max limit.

      Can be held in Trusts and SIPPs.

    • Rate

      1.45% / 1.46%

      gross/AER, guaranteed for 1 year

      Issue 62

      1.90% / 1.92%

      gross/AER, guaranteed for 3 years

      Issue 57

    • Min

      £500
    • Max

      £10,000

      per Issue, per person

      £20,000

      Joint maximum

    • Who for

      Individuals 16+, or 2 jointly; trustees.

    • Access

      Funds normally received within 8 working days by BACS.

      No penalty for repayment at full term. Otherwise penalty equivalent to 90 days’ interest on amount cashed in.

Premium
Bonds prize
checker

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Index-linked
Savings
Certificates
calculator

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