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Adviser Centre

  • View your clients' NS&I holdings online

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Welcome to our dedicated site for financial advisers, planners and paraplanners, full of useful information on all our products and services.

Video

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NS&I revolutionary new online service for financial planning firms

Duration: 9:40 16 July 2020

Learn about NS&I’s new online service for advice firms, allowing you quicker and easier access to view all your clients’ NS&I holdings.

video title

Cash as an asset class

Duration: 16:50 04 June 2020

Cash as an asset class is often one that is overlooked. We explore the importance of cash and how it can be incorporated into holistic financial planning.

Key products

  • Premium Bonds

    Tax-free

    Find out more about Premium Bonds

    • Premium Bonds offer your clients a serious investment together with the fun and excitement of a chance to win tax-free prizes.

    • Minimum
      £25
       
      1.00%

      Variable. Rate for prize fund. The odds of each £1 unit winning a prize are 34,500 to 1 each month.

      Maximum
      £50,000
       

    • Key info

      Two £1 million jackpots

      Over two million prizes each month

      All prizes are tax-free

      Provides unique fun element in a portfolio

    • Rate

      1.40%

      Variable. Rate for prize fund. The odds of each £1 unit winning a prize are 24,500 to 1 each month.

    • Min

      £25

    • Max

      £50,000

      per person, per Issue

    • Who for

      Individuals 16+. Under 16, by parents, guardians, (great) grandparents.

    • Access

      Funds normally received within 8 working days by BACS or crossed warrant.

  • Direct Saver

    Taxable

    Find out more about Direct Saver

    • Direct Saver offers a variable rate of interest on savings as well as the convenience of being able to manage the account online and by phone.

    • Minimum
      £1
      0.15%

      gross/AER, variable

      Maximum
      £2 million

      per person

      £4 million

      Joint maximum

    • Key info

      High max limit

    • Rate

      1.00%

      gross/AER Rates variable

    • Min

      £1

    • Max

      £2 million

      per person

    • Who for

      Individuals, or jointly

    • Access

      Repayment by BACS. Min withdrawal £1.

  • Income Bonds

    Find out more about Income Bonds

    • Income Bonds offer a safe, simple way of earning an additional income every month.

    • Minimum
      £500

       

      0.01%

      gross/AER, variable

      Maximum
      £1 million

      per person

      £2 million

      Joint maximum

    • Key benefits

      Guaranteed rates.

      Choice of terms.

      High max limit.

      Can be held in Trusts and SIPPs.

    • Rate

      1.15%/1.16%

      gross/AER, variable

    • Min

      £500

    • Max

      £1 million

      per person

    • Who for

      Individuals 16+, or 2 jointly; trustees.

    • Access

      Funds normally received within 8 working days by BACS.

      No penalty for repayment at full term. Otherwise penalty equivalent to 90 days’ interest on amount cashed in.

View more products

Premium
Bonds prize
checker

Find out more

Index-linked
Savings
Certificates
calculator

Find out more

NS&I is proud to support

Adviser email updates

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