Welcome to our dedicated site for financial advisers, planners and paraplanners, full of useful information on all our products and services.
NS&I news
- NS&I launches new online service for financial advice firms
- NS&I’s going on the road again in 2019
- NS&I Provisional Q3 2018-19 Results and 2019-20 Net Financing Target
- NS&I increases interest rates on ISA products
- Premium Bonds take a quantum leap as new random number generator, ERNIE 5, picks two new jackpot winners for March
Popular resources
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Quick guide
General
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Letter of authority
General
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Terms of Business
General
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Premium Bonds application form
Premium Bonds
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Death of a holder form
General
Key products
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Premium Bonds
Tax-free
Find out more Find out more about Premium Bonds-
Premium Bonds offer your clients a serious investment together with the fun and excitement of a chance to win tax-free prizes.
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Minimum
£100
1.40%
Variable.
Maximum
£50,000
per person
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Key info
Two £1 million jackpots
Over two million prizes each month
All prizes are tax-free
Provides unique fun element in a portfolio
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Rate
1.40%Variable. Rate for prize fund. The odds of each £1 unit winning a prize are 24,500 to 1 each month.
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Min
£100 -
Max
£50,000per person, per Issue
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Who for
Individuals 16+. Under 16, by parents, guardians, (great) grandparents.
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Access
Funds normally received within 8 working days by BACS or crossed warrant.
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Guaranteed Growth Bonds
Find out more Find out more about Guaranteed Growth Bonds-
Guaranteed Growth Bonds are designed for people who can keep their money invested for the full term, giving your clients the certainty of knowing exactly what return they will get on their money.
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Minimum
£500
1.50%
gross/AER, guaranteed for 1 year, Issue 62
1.95%
gross/AER, guaranteed for 3 years, Issue 57
Maximum
£10,000
per Issue, per person
£20,000
Joint maximum
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Key benefits
Guaranteed rates.
Choice of terms.
High max limit.
Can be held in Trusts and SIPPs.
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Rate
1.50%gross/AER, guaranteed for 1 year
Issue 62
1.95%gross/AER, guaranteed for 3 years
Issue 57
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Min
£500 -
Max
£10,000per Issue, per person
£20,000Joint maximum
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Who for
Individuals 16+, or 2 jointly; trustees.
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Access
Funds normally received within 8 working days by BACS.
No penalty for repayment at full term. Otherwise penalty equivalent to 90 days’ interest on amount cashed in.
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Guaranteed Income Bonds
Find out more Find out more about Guaranteed Income Bonds-
Give your clients a guaranteed monthly income without the need to touch their capital investment. Offering a choice of terms, the interest rate is fixed for that period, and interest is paid gross.
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Minimum
£500
1.45% / 1.46%
gross/AER, guaranteed for 1 year, Issue 62
1.90% / 1.92%gross/AER, guaranteed for 3 years, Issue 57
Maximum
£10,000
per Issue, per person
£20,000
Joint maximum
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Key benefits
Guaranteed monthly income.
Choice of terms.
High max limit.
Can be held in Trusts and SIPPs.
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Rate
1.45% / 1.46%gross/AER, guaranteed for 1 year
Issue 62
1.90% / 1.92%gross/AER, guaranteed for 3 years
Issue 57
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Min
£500 -
Max
£10,000per Issue, per person
£20,000Joint maximum
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Who for
Individuals 16+, or 2 jointly; trustees.
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Access
Funds normally received within 8 working days by BACS.
No penalty for repayment at full term. Otherwise penalty equivalent to 90 days’ interest on amount cashed in.
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Adviser updates
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