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Adviser Centre

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Welcome to our dedicated site for financial advisers, planners and paraplanners, full of useful information on all our products and services.

Key products

  • Premium Bonds

    Tax-free

    Find out more about Premium Bonds
    • Premium Bonds offer your clients a serious investment together with the fun and excitement of a chance to win tax-free prizes.

    • Minimum
      £100
       
      1.25%

      Variable.

      Maximum
      £50,000

      per person, per Issue

       
       

       

    • Key info

      Two £1 million jackpots

      Over two million prizes each month

      All prizes are tax-free

      Provides unique fun element in a portfolio

    • Rate

      1.25%

      Variable. Rate for prize fund. The odds of each £1 unit winning a prize are 30,000 to 1 each month.

    • Min

      £100
    • Max

      £50,000

      per person, per Issue

    • Who for

      Individuals 16+. Under 16, by parents, guardians, (great) grandparents.

    • Access

      Funds normally received within 8 working days by BACS or crossed warrant.

  • Direct ISA

    Tax-free

    Find out more about Direct ISA
    • The NS&I Direct ISA offers your clients tax-free returns and a straightforward, secure way to manage their money online or by phone.

    • Minimum
      £1
       
      1.00%

      Tax-free/AER, variable.

      Maximum
      £15,240

      Tax year 2016/17

       
       

       

    • Key info

      Tax-free

    • Rate

      1.00%

      tax-free/AER

    • Min

      £1
    • Max

      £15,240

      per tax year

    • Who for

      Individuals 16+.

    • Access

      Repayment by BACS. Withdrawals - no notice no penalty.

  • Direct Saver

    Taxable

    Find out more about Direct Saver
    • The Direct Saver account offers a variable interest rate and can be managed online or by phone. No notice is required for withdrawals, which are paid by BACS to a nominated account.

    • Minimum
      £1
       
      0.80%

      gross/AER Rates variable

      Maximum
      £2 million

      Sole maximum, paid gross

       
      £4 million

      Joint maximum, paid gross

    • Key info

      High max limit

    • Rate

      0.80%

      gross/AER Rates variable

    • Min

      £1
    • Max

      £1 million

      Sole maximum, paid gross

      £2 million

      Joint maximum, paid gross

    • Who for

      Individuals, or jointly

    • Access

      Repayment by BACS. Min withdrawal £1.

Premium
Bonds prize
checker

Find out more

Index-linked
Savings
Certificates
calculator

Find out more

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