Direct ISA

The NS&I Direct ISA offers your clients tax-free returns and a straightforward, secure way to manage their money online or by phone.

  • Rate
    3.00%

    tax-free/AER, variable

  • Minimum
    £1
  • Maximum
    £20,000
    Tax year 2023/24
  • On sale

Who is this suitable for?

  • Clients who want to earn tax-free interest
  • Clients who are happy to use their account online or by phone
  • Clients who have not invested in a cash ISA in the 2023/24 tax year

Who is this not suitable for?

  • Clients who want to invest their full allowance in a stocks and shares ISA and/or an innovative finance ISA
  • Clients who prefer to use their account at a branch or by post
  • Clients who have invested or plan to invest in a cash ISA with another provider this tax year
  • Clients who want to transfer in current and previous years’ ISA allowances
  • Clients who want a flexible ISA

Before your clients apply to invest, please ask them to read the summary box and the brochure, including the customer agreement (terms and conditions).

FAQs about Direct ISA

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