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ERNIE delivers an early Christmas present to two jackpot winners from Norwich and Cornwall

  • December's Premium Bonds jackpot winners are from Norwich and Cornwall
  • One jackpot winner has scooped £1 million just 10 months after buying their Bonds
  • More than 6.1 million prizes worth over £403 million have been won in December

Two Premium Bonds holders are celebrating an early Christmas present after becoming December’s jackpot millionaires. 

The winners from Norwich and Cornwall will each receive £1 million tax-free, making this a festive season they’ll never forget. 

This month, there were more than six million Premium Bonds prizes worth over £403 million won by Bond holders.

The first Premium Bonds £1 million winning Bond number is 591RD417238 and is held by someone from Norwich. They purchased their winning Bond in August 2024 and hold £35,000. They are the sixth jackpot winner from Norwich.

The second Premium Bonds £1 million jackpot Bond number is 615WP633178 held by someone in Cornwall. They hold £20,000 which they have held since February 2025. They are the sixth person to win the £1 million jackpot in Cornwall.

Andrew Westhead, NS&I Retail Director, said:

“Congratulations to both our festive Premium Bonds jackpot winners, who can now celebrate Christmas as millionaires. Winning £1 million in less than a year since purchasing their Bonds is a great result for our winner from Cornwall.

“This December, there are over six million prizes including 77 prizes of £100,000 and 153 prizes of £50,000. Premium Bonds continue to be a festive favourite, with over 22 million people holding Bonds.”

A recent Premium Bonds £1 million jackpot winner told Agent Million, who came to deliver the amazing news:

"A week has passed since you turned our world upside down, in the nicest possible way. We're still coming to terms with our 'this sort of thing never happens to me' win. Thank you for the amazing news."

December 2025 prize draw breakdown

In the December 2025 draw, £403,875,350 will be paid to Premium Bonds prize draw winners through 6,119,325 tax-free prizes. This month there were 134,625,121,463 £1 Bonds eligible for the draw. This brings the grand total of prizes since the first draw in June 1957 to 803 million and the total value to £39 billion.

Value of prizeNumber of prizes
£1,000,0002
£100,00077
£50,000153
£25,000307
£10,000769
£5,0001,535
£1,00016,154
£50048,462
£1001,718,037
£501,718,037
£252,615,792
Total value of prizesTotal number of prizes
£403,875,3506,119,325


What are Premium Bonds?

Since they originally went on sale in November 1956, Premium Bonds have offered savers an accessible way to invest with the chance to win tax-free prizes. The first prize draw by ERNIE was then held in June 1957.

Individuals can hold up to £50,000 in Premium Bonds, including those aged under 16. Premium Bonds offer the security of being backed by HM Treasury alongside the excitement of potentially winning tax-free prizes.

Newly purchased Premium Bonds need to be held for one full calendar month after purchase before being eligible for the prize draw.
Prizes are funded based upon the annual prize fund rate applied across the total of all eligible Premium Bonds held.

Each £1 Bond purchased is entered into the monthly prize draw, where prizes range from £25 to £1 million, making it a different and engaging way to save. The jackpot prize was increased to £1 million from the April 1994 draw. There are now two £1 million prizes each month.

Checking prizes

The Bond numbers for the two £1 million jackpot prize winners are announced on the first working day of each month, having been contacted directly by Agent Million. Bond holders can check if they have won prizes ranging from £25 to £100,000 the day after the first working day of each month by using the Premium Bonds prize checker app, visiting the NS&I website, or by asking Alexa. For December 2025 this is Tuesday 2 December.

To check prizes on the NS&I website, Bond holders will need their Premium Bonds holder’s number. For those using the Premium Bonds app they can use their holder’s number, or their NS&I number.

Premium Bonds prizes notifications and unclaimed prizes

Premium Bonds prize winners will receive notifications of their winnings each month via their chosen method, such as email or text if they have registered their contact details.

Over 99% of prizes have been paid to winners since the draws began in 1957, but there are instances where customers relocate or change contact or bank details and forget to update NS&I with the new details, which can lead to unclaimed prizes. Currently, there are 2,677,306 unclaimed prizes worth £111,484,325 waiting to be claimed by Bond holders.

The best way to avoid prizes going unclaimed is to have them paid directly into the holder’s bank account or automatically reinvested into Premium Bonds up to the £50,000 holding limit. Prizes automatically reinvested are immediately eligible for the next draw. These payment methods now account for nine in ten prizes.

Customers who think they may have an unclaimed prize (prizes over 18 months old) can check by entering their holder’s number into NS&I’s online prize checker or the prize checker app.

In Norwich, there are currently 12,579 unclaimed prizes worth £535,450 dating back to 1969. The largest unclaimed prize in Norwich is worth £50,000 and was won in the December 2023 draw.

In Cornwall, there are currently 21,557 unclaimed prizes worth £878,725. The highest unclaimed prize waiting to be reunited with its owner is a £25,000 prize from September 2019. Other high value prizes include £10,000 from May 2023 and two £5,000 prizes won in between January 2000 and August 2021.

Notes to Editors

  1. The variable annual prize fund rate for the monthly Premium Bonds prize draw is 3.60%. The odds of winning are 22,000 to 1 for every £1 Bond in the monthly prize draw.
  2. Details of previous prize fund rates and odds for Premium Bonds can be found here.
  3. Spokespeople including Agent Million are available for interview, along with historical, national and regional facts and figures about Premium Bonds by contacting the Media Team (information below).
  4. All Premium Bonds are free of UK Income Tax and Capital Gains Tax.
  5. ERNIE (Electronic Random Number Indicator Equipment). The story of ERNIE is available here.
  6. NS&I is one of the largest savings organisations in the UK, offering a range of savings and investments to more than 24 million customers including over 22 million Premium Bonds holders. All products offer 100% security as NS&I is backed by HM Treasury.
  7. Further information on NS&I including past press releases is available at nsandi-corporate.com.
  8. NS&I photography and logos are available to download here.

 

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