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Adviser Centre

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  • What is the role of NS&I?

    As an Executive Agency of the Chancellor of the Exchequer, our role is to help reduce the cost to the taxpayer of government borrowing by providing the Government with cost-effective finance compared with raising funds on the wholesale market. We do this by offering savings and investments to personal savers and investors.

  • When will NS&I Guaranteed Equity Bonds be back on sale?

    We do not know whether there will be new Issues for sale in the future.

    You can register online to receive email updates with the latest news on our savings and investments.

  • Why are Fixed Interest Savings Certificates allowed to be held in trusts jointly by the trustee(s) and beneficiary(ies)?

    Savings Certificates are the oldest products in our current range and the original regulation permitted their use in this type of trust. Since then, we have sought to simplify and standardise our customer agreements for other products we’ve introduced, only making these newer products available for trusts held by the trustee(s) (which we consider ‘true’ trusts). While Savings Certificates remain available in the former type of trust today, we review our product range regularly and this may change in future.

  • Why are Index-linked Savings Certificates allowed to be held in trusts jointly by the trustee(s) and beneficiary(ies)?

    Savings Certificates are the oldest products in our current range and the original regulation permitted their use in this type of trust. Since then, we have sought to simplify and standardise our customer agreements for other products we’ve introduced, only making these newer products available for trusts held by the trustee(s) (which we consider ‘true’ trusts). While Savings Certificates remain available in the former type of trust today, we review our product range regularly and this may change in future.

  • Can NS&I Fixed Interest Savings Certificates be held in a Trust?

    Yes.

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