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This month’s Premium Bonds jackpot winners come from Hertfordshire and Essex.

The first winning Bond number drawn was 460WE462342 and belongs to a winner in Hertfordshire. The jackpot winner holds £15,000 in Premium Bonds and purchased the winning Bond in June 2021. The win makes them the fifteenth jackpot winner from Hertfordshire. 

The second winning Bond number drawn was 245PK699534 and the winner comes from Essex. The winner holds £25,253 in Premium Bonds and purchased their winning Bond in May 2015. They are the twentieth Premium Bonds millionaire from Essex.

Jill Waters, NS&I Retail Director, said: “I'm delighted for our two new Premium Bonds millionaires from Hertfordshire and Essex - we want to congratulate them on what I’m sure was a very unexpected windfall.

“Premium Bonds are a fun way to start saving - customers are in with the chance of winning any one of our more than 4.9 million prizes. Their wins could be life changing, as we’ve seen with our two winners in Hertfordshire and Essex. People up and down the country can start their Premium Bonds journey with an initial investment of just £25.”

Start a savings nest egg with Premium Bonds

Premium Bonds are one of the nation's most popular savings products. They are the perfect way to start a savings habit, with the minimum investment starting at £25.

Premium Bonds customers can add to their Premium Bonds holding quickly and securely, both for themselves or their child, via bank transfer. By topping up regularly each month, customers are giving themselves further chances to win in the monthly Premium Bonds prize draws. Customers can find out how to make a bank transfer and set up a standing order into their Premium Bonds account here.

November 2022 prize draw breakdown
In the November 2022 prize draw, a total of 4,976,066 prizes worth £218,946,775 will be paid out. There were 119,425,517,251 Bond numbers eligible for the draw. Since the first draw in July 1957, ERNIE has drawn 592 million prizes with a total value of £23.9 billion.

Value of prize

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Checking prizes
Premium Bonds holders can check to see if they have won a prize in November’s prize draw, by using the prize checker, official prize checker app or their Alexa-enabled device from Wednesday 2 November 2022. Customers will need their Premium Bonds holder’s number to use the website and their NS&I number or holder’s number to check via the prize checker app. At the same time, they can check for any unclaimed prizes owed to them.

Notes to Editors

  1. NS&I announced on 27 September 2022 that the Premium Bonds prize fund rate would increase from 1.40% to 2.20%, with the odds changing from 24,500 to 1 to 24,000 to 1.
  2. The changes were effective from the October 2022 prize draw. More information can be found here.
  3. NS&I announced interest rate increases across its fixed and variable products on 25 October 2022. Details of the changes can be seen here.
  4. NS&I has spokespeople available for interview, including Agent Million, as well as a wealth of national and regional facts and figures about Premium Bonds. If you require any further details, please contact the NS&I media team on the contact details below or tweet your question to @nsandi.
  5. All Premium Bonds prizes are free of UK Income Tax and Capital Gains Tax.
  6. NS&I is one of the largest savings organisations in the UK, offering a range of savings and investments to 25 million customers. All products offer 100% capital security as NS&I is backed by HM Treasury.

Further information on NS&I, including press releases and product information, is available on the website at Follow us on Twitter: @nsandi or join the conversation on Facebook: NS&I.

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