October’s Premium Bonds millionaires come from Greater Manchester and West Scotland

This month’s Premium Bonds jackpot winners come from Greater Manchester and West Scotland. Including the two £1 million jackpot winners, there are more than five million prizes worth over £470 million in total that will be paid out to winners.

The first Bond number drawn was 284MT463803 and is held by a winner based in Greater Manchester. The winner has a holding of £50,000 in Premium Bonds and purchased their winning Bond in October 2016. They become the third jackpot winner from Greater Manchester.

The second Premium Bonds millionaire is based in West Scotland and holds Bond number 159TJ094783. The winner has £50,000 in Premium Bonds and purchased their winning Bond in September 2009. This win makes them the third millionaire from West Scotland.

In August, NS&I increased the Premium Bonds prize fund rate from 4% to 4.65%, the highest level since March 1999, and improved the odds of winning a prize.

Andrew Westhead, NS&I Retail Director, said:

“Huge congratulations to this month’s millionaires from Greater Manchester and West Scotland. We hope the jackpot is a nice treat for them in time for autumn.

“Premium bonds aren’t just about winning the jackpot - this month we paid over five million prizes worth more than £470 million, including 90 people winning £100,000. Congratulations to all our winners.”

Make savings easier with Premium Bonds
Premium Bonds are one of the nation's most popular savings products. They are the perfect way to start a savings habit, with the minimum investment starting at £25. Premium Bonds customers can add to their Premium Bonds holding quickly and securely, both for themselves or a child, via bank transfer or online. By topping up regularly each month, customers are giving themselves further chances to win in the monthly Premium Bonds prize draws. Customers can find out how to make a bank transfer, pay online or set up a standing order into their Premium Bonds account here.

October 2023 prize draw breakdown
In the October 2023 prize draw, a total of 5,786,217 prizes worth £470,853,175 will be paid out. There were 121,510,495,306 Bond numbers eligible for the draw. Since the first draw in June 1957, ERNIE has drawn 649 million prizes with a total value of £27.7 billion.

Value of prize

Number of prizes























Total value of prizes




Unclaimed prizes

Premium Bonds prize winners are notified when they win a prize, but sometimes people move or change their contact details without letting NS&I know – this can lead to unclaimed prizes if they have opted to receive prizes by cheque.

In Greater Manchester, there are 48,413 unclaimed prizes worth £1,629,450. The largest unclaimed prize in Greater Manchester is worth £100,000, from the September 2010 draw and the oldest unclaimed prize is from the December 1963 prize draw for £25.

In West Scotland, there are 14,190 unclaimed prizes with a total value of £432,325. The largest unclaimed prize is £25,000 and this was from the February 2018 prize draw. The oldest unclaimed prize in West Scotland is from June 1961 for £50.

The best way for customers to ensure they receive their prizes is to have them automatically paid directly into their bank account or reinvested into more Premium Bonds. More than nine in ten prizes are now paid this way as it is quicker and more secure than waiting for a cheque. Customers can find out how to change their prize options here. Customers who think they may have an unclaimed Premium Bonds prize can easily check by using NS&I’s online prize checker or the prize checker app.

Checking prizes
Premium Bonds holders can check to see if they have won a prize in October’s prize draw from Tuesday 3 October 2023. They can do this by using the nsandi.com prize checker, the official prize checker app or their Alexa-enabled device. Customers will need their Premium Bonds holder’s number to use the website and their NS&I number or holder’s number to check via the prize checker app. At the same time, they can check for any unclaimed prizes owed to them.

Notes to Editors

  1. NS&I announced on 8 August 2023 that the Premium Bonds prize fund rate from the September 2023 draw would increase from 4.00% to 4.65%, with the odds improving from 22,000 to 1 to 21,000 to 1. Details of all the changes are
  2. NS&I has spokespeople available for interview, including Agent Million, as well as a wealth of national and regional facts and figures about Premium Bonds. If you require any further details, please contact the NS&I media team on the contact details below or tweet your question to @nsandi.
  3. All Premium Bonds prizes are free of UK Income Tax and Capital Gains Tax.
  4. NS&I is one of the largest savings organisations in the UK, offering a range of savings and investments to more than 24 million customers. All products offer 100% security as NS&I is backed by HM Treasury.
  5. Further information on NS&I, including press releases and product information, is available on the website at nsandi.com. Follow us on Twitter/X: @nsandi or join the conversation on Facebook: NS&I.

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